Gemini can now read your Google Wallet spending for finance questions

Google is adding Google Wallet as a connected app in Gemini for US users. Once connected, Gemini can answer questions based on your spending habits, such as how your money went last quarter or which subscriptions you still pay for.

Gemini can generate charts for cash flow, asset allocation and budgets in the chat. It can also find recurring charges across linked accounts and flag price increases. A holiday budget can be suggested from the past year of transactions.

For deeper insights, users can link credit card and bank accounts through Plaid. Google says the connection is read-only. Gemini cannot move, manage or invest money. Users choose whether to opt in, and they can switch the connection on or off at any time. The Wallet connection sits under Connected Apps in Personal Intelligence settings.

The feature rolls out across web and mobile, on both Android and iOS. Google also says it is adding Memory Summary, a readable snapshot of saved preferences, interests and goals that users can review and edit. It is available on web and mobile wherever Personal Intelligence is offered.

One source, 9to5Google, reports that the feature was first spotted in September. Google's own announcement and the 9to5Google report agree on the core features, the read-only access and the Plaid link. Neither source gives a figure for how many users have connected accounts, and the rollout timing for every region is not stated beyond the US.

Readers who use Google Wallet should check the Connected Apps settings and decide whether to share spending data at all. The connection can be turned off at any time, and the account links can be reviewed in the same place.